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| how to find a car accident lawyer in Atlanta |
You probably think that if you are in a car accident, you can just call your insurance company and your doctor and fix everything and that the insurance company will immediately send someone to inspect your damages and your injuries and pay your claim.
But insurance companies don’t operate that way. Usually, they try as hard as they can to avoid paying claims. They may say the accident wasn’t your fault, even if everyone agrees it was. They may say your damages were less than you claimed, or that your injury was not as severe as you thought. Your insurance company may deny your claim outright, even though its doctors say you are disabled.
This is a common tactic. It probably saves them millions of dollars each year. But it’s a trick. It is a legal trick, and it only works because of legal loopholes.
If you are in a car accident, you need to get help from someone who knows the law. The lawyers at Kennedy Hodges Law Firm are experienced with car accident cases, and we know how insurance companies work. If you need help, we would be happy to talk to you.
Experiments, too, are risky. The risk of an experiment is the loss of some expected reward, the gain being the possibility of discovering new things. The probabilities of success and failure can be calculated. But experiments can also go wrong.
If you are venturing out into the world with nothing but your wits and your wits alone, then everything you do is a gamble. The safest thing to do, if you are alone in a strange world, is to stay inside.
But we are not alone. We live in societies of established rules, and people we trust. We have laws for property, contracts, torts, and so on. These laws are not 100% reliable, but they are better than not trusting anyone at all.
None of this means we cannot still take risks, just that they cannot risk all. You can’t trust the laws completely. You can’t even trust the other people around you. But you can trust enough of them to be safe. And you don’t have to trust anyone at all.
Sometimes, however, it is necessary to trust completely. When you are in a fire, you are expected to trust the laws of physics, and that is good enough. But not every technical problem can be solved like that. Sometimes there is a trade-off between safety and possibility. You have to trust your airplane pilot, for example, even though some of the laws he obeys are wrong. But you can trust him; he’s an expert.
This doesn’t mean that we should not try to improve the world. If we did, we wouldn’t need to do research. But it does mean that we should be prepared for failure: we should expect to make mistakes, and learn from them.
If we didn’t make mistakes, we wouldn’t make progress. And we wouldn’t discover the wonderful things that we call the world, and so we wouldn’t need to write about them.
A new law went into effect in January 2014: Florida drivers involved in an accident involving serious injury or fatality must present their insurance cards to the other driver and the police within 24 hours.
Under this rule, drivers who do not produce their cards within 24 hours, or who refuse to do so, can be charged with a felony.
Obviously, the new rule seeks to deter accidents.
In addition, insurance companies can deny coverage to drivers who fail to produce their cards within 24 hours.
But the new law does not clearly define what constitutes serious injury or fatality. What about the time a driver spends in the hospital? What about the cost of an ambulance, emergency room, and hospital stays?
Will insurance companies be required to pay full damages to drivers who are deemed to have serious injuries, or only to those people who actually die?
And what happens when a driver whose insurance card is not produced later changes insurance companies?
Will the new insurance companies be required to meet their obligations, or only to those responsibilities covered by the old policy?
And what about drivers who temporarily lose their insurance cards?
Will insurance companies be required to pay the full value of damage to accident victims, or merely the costs covered by the old policy?
